December 2013 Bill Breakdown
This month is a month of excitement! It’s a month of glittering lights and excitement. I’m ecstatic! My younger brother and sister-in-law are coming home for the holidays, and my other younger brother will be home from college as soon as finals are over. YAY! It’s going to be a time of great fun and enjoyment.
Car loan: $742.70 LAST PAYMENT! AHHHH!
Credit Cards: Look who’s left!
- Solidarity Visa: $1574.89 Minimum payment: $66.00. This month’s payment will be $74.89.
- Chase: $1866.69 Minimum payment: $42.00. This month’s payment will be $292.69.
- Pay Pal Bill Me Later: $2,290.03 Minimum payment: $62.00. This month’s payment will be $190.03. (12/06).
- Amazon Store Card: $483.23 Minimum payment: $35.00. This is the card I’m currently eliminating. This month’s payment will be $183.23. (12/18).
Total Credit Debt: $7,257.69 Total Payments: $729.69. This is compared to last month’s credit debt of $7,257.69 and total payments of: $729.69, which means my debt went down $220.96. Mer.. this isn’t a huge dent, but I will admit that I am targeting a couple of other things first (namely the student loans).
Direct Loan Great Lakes: $18,837.69 Currently deferred until January. However, I am making a payment this month. 237.69.
Even though this loan is deferred, I am still gaining interest on the loans. This payment this month is basically all of the interest that has been gained since I first deferred this student loan when I was unemployed. As I was still unemployed when I deferred last July, I have a little time to hit the ground running on this debt.
Other anticipated bills this month:
Car Insurance Payment:
Cellphone service: $50.
Complete Total Debt: $27,037.25. Total Payments: $1467.55. This is compared to last month’s $27,037.25. debt total and $1467.55 in payments. That unfortunately means that I increased my debt by $284.47. Crap! Do remember that I paid 14 months rent in one payment with the purchase of an island.
Please let it rain!