A Factory Working, College Grad Getting Out of Debt

Posts tagged “rainy day

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Clutter-busting Saturday #1

While you all read this, I’m out in the back having a couple of drinks and enjoying the party.  My little brother graduated last night and I’m pretty darn proud of him.  He’ll be going to Purdue University and is going to be in the All-American Marching Band.  That boy has talent, and as I said, I’m pretty proud.  Please excuse the short post, as I tried to make sure I had as much finished and pre-written as possible and published.  Lots of cleaning, organizing, and oh, furniture receiving to do this past week.

During the apartment suite clean up, I bought a couple of really awesome pencil/marker/pen organizers for me.  The picture below is what happens when I get in an organizing mood and decide that I’m going to feel that acrylic display so that my pencils and markers are organized by color and shade.  Sadly… this is only a small amount of what I actually own when it comes to the handy art utensils that I love so much.  But I think you get the idea.

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Count those Raindrops!

-DecMeadow


Rainy Day Goal #6 – Simple Landscaping/Tree Upkeep

Did I mention that I spent a summer as a landscaper? No?  Well, I did and I am now the handy dandy person with it comes to this stuff around the house.  I got pretty fed up with the way my trees were sagging one day that I bought some cheap shears and limb cutters and went a hacking.  It was a pretty liberating experience, and since then, I’ve made it a point to prune the six trees on our lot 2-3 times a year to make them look goooood.  Not only that, but I’m saving us major money by doing it myself. I mean come on, why not use the previous experience and training that I acquired on that hardworking, back breaking (not to mention the worst sunburn I EVER had) summer and use it to my advantage? My mother has noticed all my hard work too over the years, as I now am sporting some nifty new gear.  Check out the new tools my Mommy bought for me!

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These babies got to see some massive amounts of usage last weekend when my guy and I went out with a ladder and began pruning the trees.  By the time it was all said and done, I had nearly a tree’s worth of limbs ready to be picked up by the composting department from the city!  Now don’t get me wrong, I still have bushes to trim and a few more pesky baby limbs to prune, but that should all be done sometime today.  I pretty excited to go back out and hack the stuff up and make it look all pretty.  All of the stuff below was what happened in less than two hours when I convinced my guy to help me by keeping a ladder steady and taking turns being on it.

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Count those Raindrops!

-DecMeadow


Even Though It’s Spring, I Still Have Cabin Fever

It’s been spring for almost a month, and for once, I am unhappy to say that we are getting the rain we need.  Don’t get me wrong, when the water table is under 30 feet and your area has been in drought mode for two plus years, we definitely need the rain.  Unfortunately, it just doesn’t stop.

Every day this month, it’s rained at least once.  And in the last two weeks, it rains in the morning or middle of the night, and then it rains in the afternoon.  I love rainy days, again, I feel I have to defend them, as I love getting things done that I normally couldn’t on a rainy day compared to a normal one.  However, since I’ve been unemployed, I usually can get a lot done nowadays.

And sometimes you just need to have a day where you just do chores.  Yes, I said chores.. and when I mean chores, I mean landscaping including mowing the lawn.  Because it has been doing nothing but raining, my grass has been doing nothing but growing.  Yesterday my guy and I had a short interval of time where I was able to convince him to help me get some of the yard mowed.  We got 2/3 of the back yard (this does not include the rest of our yard) before my brother came out and informed us of the storms coming and the tornado watch that had just been placed until 1am the next morning.  As we were not in the mood to get electrocuted, and we were already having a hard time with the soggy ground and tall grass with the mower, we decided to give it a rest.

I still have a lot of lawn to mow though… I have five trees and seven bushes to prune (I spent a summer being a landscaper, so I got this).  However, I’m not looking forward to it.

 

What do you do on your rainy days?  Are you having as much frustration with the weather as I am?

Count those Raindrops!

-DecMeadow


Approaching a Milestone with a Possible Budget

Well, my man and I are approaching our two year anniversary on Sunday and it’s pretty clear the bond isn’t going to break.  We’re stuck with each other, and love it.  With kids today getting married young and even my own peers are starting to say the “I Do’s” to each other (I think I know of three weddings just this month of fellow compatriots?) people are wondering: When are we going to tie the knot?

And the answer to that is: not anytime soon.   My guy is still in college and will be graduating this May.  When we first talked about futurey things, we definitely agreed that both of us would be graduated before the question was ever asked.  And after he graduates?  Well, I want to work on some of this debt first.  I’m doing a pretty smashing job so far in my opinion honestly, and I’d like to see it continue that way for some time to come.

We did set out a budget for the nuptials whenever they occur however.  He and I are very picky, and aren’t into following all the shenanigans of wedding necessities that for some reason the industry insists one must have to have a “successful wedding.”  To be honest, if he and I went to a Justice of the Peace, I wouldn’t have a problem with it.  Don’t get me wrong, looking at wedding things is certainly a past time of mine, but there is so much of the frill and the tulle that I can live without thank you very much.  Instead, I’d rather do things my way.  And that includes a budget.

A couple of months back when I started this blog, my guy and I sat down and truly discussed this possible wedding budget and if it were doable or not.  We think it certainly is, and are willing to cut the frill and satin out to get there.  What’s the magical number you might ask?  Well… $6000 for the wedding.  $4000 or less on the honeymoon (the part where we can honestly want to splurge).

I know there are so many people out there who want all that extra to make their very special day very special, and I don’t mind it.  It’s your day.  Do what makes you happy.   And for me, having a down payment on some property and possible blueprints for a home are my main concern truth be told.  So that means we’ll be living with our parents for a little while longer as I work down the debt and he works on saving and we both work on finding decent careers.

The Breakdown:

Photographer: $2000  This is the part where I refuse to budge on quality. I want photos of my day clear and artistic with a whimsical feel in spots and serious and gorgeous in others.  Finding that special photographer means being willing to pay for it.

Food: $325  We’re definitely going cheap, and he and I are already thinking something really simple and fun for this.

Cake: $150 Why do you need layers to a cake?  Seriously… a sheet cake does the trick in feeding all those hungry mouths.  A simple two tier is all you need for the pictures and the 1 year anniversary luck.

Venue/Preacher: $300  We already know a few places that we can reserve for under $100 total.  We’re stoked and ready.

Tuxes: $500  Rentals of course, but my guy also insists on helping his groomsmen and my man of honor (yes? you read that right… what of it?) with supplementing their budgets so that they’re not breaking the bank either.  It’s expensive to be a part of your best friend’s wedding!

Dress: $550  My guy scribbled this one down and I couldn’t help but be awed and love him more.  I was seriously considering writing down $250-300 for this and he just upped the game so I could have an awesome dress.  Love you so much for being so great!

Paper: $120  Save the Dates, Invitations, Thank You Notes…. SOOOO EASY TO ACCOMPLISH THIS I TELL YOU!

Decorations: $200  It’s going to get Crafty in that house of mine whenever the wedding is set.  Of course that will probably be years from now, but still.  DIY all the way.

Bouquet/Boutonnieres: $100  DIY can work here too ladies and gents, and that’s exactly what I plan on doing 😉

Wedding Rings: $1000  This is the other big spender.  My guy and I like expensive metal.  And we’re certainly wanting to splurge a bit on the most symbolic and memorable part of the ceremony.  I never said I had a cheap sense of taste my friends.

What number did you give for your wedding budget?  Did you do it for less?  Decide that certain things were more necessary than others?  Let me know!  I might have forgot something.

Count those raindrops!

DecMeadow.


Goal Progress Report – Mid November 2012

We’ve reached more than mid-way through the month so that means it’s time for a Goal Progress Report!  This month has been interesting to say the least so far, but my goals so far have been very well within reach.

  • Every bill has been paid, and a massive chunk of one credit card bill was eliminated.
  • My filing cabinets have finally come back upstairs and are put together and placed in my room.
  • Speaking of my room, it is MUCH closer to being finished in its full cleaning.
  • My Expense Sheet has been fully updated so that I can see what I have been spending this month
  • I have been able to save money for next month’s whirlwind of expenses.

Some of the things that I still want/need to accomplish:

  • Put up my Christmas decorations
  • Finish arranging my room
  • Finish the cabinet revival Part Deux
  • Create a better organized Expense Sheet to include my Savings Account, more details, etc…
  • Find a job.

If you haven’t noticed, I’ve been playing with the WordPress Themes and I believe I have found a better template for Rainy Day.  I’m still on the lookout for something better, but at this point, I will probably have to wait to get Rainy Day hosted officially so that I can design the template that I want.  I really enjoy WordPress and don’ t want to move my blog to another blog hosting site unless it’s an actual web server host.

Hope you all had a great weekend and enjoy your Thanksgiving Holiday!  If this is the last time I see you til next Monday, be safe and have a wonderful time!

Count those Raindrops!

DecMeadow


Rainy Day Goal #2 – Surgery Prep

I’m going to apologize for the quick posts that will appear this week.  I have a lot of things to do outside of my blog because of a few things you will soon learn.  Thanks for showing up and reading them even so!  I love seeing the reader stats knowing that there are others out there that may be learning or feeling the same hardships that I am currently.  A comment goes a long way too!  They have all been putting a smile on my face, and I hope to become more personal on acknowledging you all this week (hopefully).

My mother is having knee surgery on Wednesday and will be out for six weeks from work because of it.  As a result, she and the rest of us have been working diligently to try and get things in order before she has it in order to make everyone’s lives easier during this holiday season.  Furniture is being moved, rooms are being cleaned, etc…

So the goal is to get as much of this done as possible before Wednesday and make it easier for my mother to get around/appreciate her surroundings without worrying about household chores (that she shouldn’t obviously be doing because of the strain it will put on her knee) in the meantime.

 

Again, I know it’s short, but I have a few extra projects I have in mind that I will let you know about during this surgery prep.  The goal is to have a couple of cabinets that have been in the garage for years to be sanded and painted this week as well as the Christmas tree up and decorated.  I’ll have more lengthy goal posts for those (plus pictures), so be prepared!

Count those Raindrops!

DecMeadow