We are one month away from a year of Bill Breakdowns. That will be a big celebration as I compare where I was then, to where I am now. I can’t wait to see the difference in debt!
Car loan: $1,734.21 Now that I’m working at Chrysler, I am eliminating this loan quickly. So this month is going to be a little different with the amount of $501.00.
Credit Cards: Time to eliminate these babies quickly!
- Solidarity Visa: $2340.00 Minimum payment: $30.00. This month’s payment will be $30.00.
- Chase: $1278.55 Minimum payment: $27.00. This month’s payment will be $27.55.
- Pay Pal Bill Me Later: $2,034.30 Minimum payment: $53.00. This month’s payment will be $53.30.
- Amazon Store Card: $686.43 Minimum payment: $35.00. This month’s payment will be $46.43.
- DressBarn Store Card: $124.00 Minimum payment: $25.00. This is the card that I am eliminating, so this month’s payment will be $124.00.
Total Credit Debt: $6,463.28 Total Payments: $281.28. This is compared to last month’s credit debt of $6717.76 and total payments of: $323.26, which means my debt went down $254.48. Much better than last month’s progress that’s for sure! Also, if you’re also peeking at that Dressbarn card, I’m saying Goooood riddance to it!
ECSI: $274.33 Minimum payment: $42.36. PAYING THIS OFF THIS MONTH! With the fees, that will equal $276.28.
Direct Loan: $18,862.74 Currently deferred until January. I thankfully was able to defer the Direct Loan student loan until January.
I’m pretty sure the guys at ECSI are banging their heads against the wall because I will not let them get a great amount of interest out of me. Yes, that’s a silly mental picture, but it makes me happy every time I make a decent payment on that student loan and am that much closer to getting rid of it forever.
Other anticipated bills this month:
Complete Total Debt: $27,334.56. Total Payments: $1058.56. This is compared to last month’s $27,774.91 debt total and $661.21 in payments. That means in total I have decreased my overall debt by $440.35! And HOLY CRAP that’s a lot of money put down in payments this month! Aiyeee!
Please let it rain!
September 6, 2013 | Categories: Bill Breakdowns, Budgetting | Tags: bill breakdown, bills, budget, budgeting for the month, car payment, credit card debt, decreasing one's debt, destroying debt, monthly budget, paying bills, paying down debt, september, september 2013, september 2013 bill breakdown, small decrease in debt, student loans | Leave a comment